CHCS Benefit Plans
CHCS has the following benefits available
CHCS' flexible benefit plan offers a variety of benefit options for individuals to select to meet their own individual needs.
Employees are offered a choice of two comprehensive health insurance plans, which include prescription drug coverage.
Full-time employees are provided with employer benefit dollars, which cover 100% of the cost for individual health insurance. Dependent coverage is also available at a shared expense.
Employees are offered a choice of two dental plans at a shared expense.
Orthodontia coverage for dependent children and adults is included in the dental plan.
A Vision benefit plan is available as a voluntary benefit.
Health, Dental and Vision coverage is available for domestic partners.
CHCS provides Full-time employees one times an employees annual salary in life insurance and offers the option to purchase additional life insurance coverage up to five times the employee's annual salary.
Long Term Disability Insurance
CHCS provides 100% of the premium for long term disability insurance to all full-time employees.
Medical Reimbursement Account with an annual contribution limit of $2,400.
Dependent Care Reimbursement Account with an annual contribution limit of $5,000.
Three voluntary Aflac benefit plans are available:
Critical Care and Recovery
Full-time employees who are covered by another health insurance plan may opt to receive a benefit credit to be used towards the cost of other benefits or to be paid in cash as a taxable credit.
Part-time employees who work a minimum average of 20 hours or more per week are eligible to voluntarily purchase medical, dental and vision insurance and are offered pro-rated employer benefit dollars. Supplemental life insurance and medical and dependent care reimbursement accounts are available on a voluntary basis.
Part-time employees who work a minimum average of 15 hours (but less than 20) are eligible to voluntarily purchase medical insurance and are offered pro-rated employer benefit dollars.
Hourly Non-Exempt Full-time employees accrue:
12 vacation days annually (vacation days increase with length of service)
10 sick days annually
Salaried Exempt Full-time employees accrue:
20 vacation days annually
10 sick days annually
Part-time employees are eligible to earn pro-rated vacation and sick time.
Full-time employees receive 7 Traditional and 3 Floating Holidays annually
Part-time employees are eligible to earn pro-rated time for 7 Traditional and 3 Floating holidays
Observed Traditional Holidays:
New Year's Day
Day After Thanksgiving
3 Floating Holidays
1 Floating Holiday: January 1 – April 30
1 Floating Holiday: May 1 – August 31
1 Floating Holiday: September 1 – December 31
CHCS offers a Discretionary Contribution Retirement Plan with Fidelity Investments. Contributions are made by CHCS with no cost to the employee. Contributions for eligible participants are based on annual income and are determined on an annual basis.
After one year of employment, employees who are at least 21 years of age and work a minimum of 800 hours in a Plan Year (January 1 - December 31) are eligible to enroll in the CHCS Retirement Plan.
CHCS employees have the option of enrolling in a 403(b) plan with Fidelity Investments.
The amount of money each employee voluntarily contributes pre-tax to a 403(b) depends on personal choice. The IRS guidelines set the annual maximum contribution. In 2012 the maximum is $17,000 annually (employees over age 50 are eligible for an additional catch-up contribution of $5,500 for a total of $22,500 annually).
CHCS offers a variety of additional benefits to our employees:
Employee Assistance Program
Employees and immediate family members may receive as many as three visits each with a counselor for assessment and referral annually.
Education Reimbursement Program
After six months of employment employees are eligible to participate in the CHCS Education Reimbursement Program.
Auto and Homeowners Insurance
Available at group rates through payroll deduction.
Fitness & Wellness Program
A variety of activities are available each year including physical activity programs, educational newsletters and resources, and opportunities to win cash prizes for participation.
Bangor Workplace Advantage Program
Discounts and special savings available through Bangor Savings Bank.
Community Health and Counseling Services will provide community health services that are needed and valued by the communities and individuals we serve.